Exterior

Wear on a roof may be readily apparent if the wear is very advanced but a roof that is starting to age is a more subtle defect that the inspector can uncover. Resurfacing a roof costs thousands of dollars, and will cost much more if the existing roofing surface needs to be removed prior to re-roofing. If a roof will need to be resurfaced in the foreseeable future, this may be a negotiable item. Similarly, the siding of the house should be carefully inspected because residing a house can also cost thousand of dollars. Replacement of old defective windows can cost thousands of dollars, don’t overlook this obvious defect. The home inspector should be sure that the land around the home is properly graded to divert water away from the home, this will help to reduce the possibility of water intrusion into the home.

Interior

If there’s one defect you don’t want to find out about after you move in, it’s a basement that floods. The basement areas of the home should be thoroughly checked for signs of water intrusion, such as water stains, mildew, an odor of dampness, efflorescence on the walls and floors, and damaged and cupping floors. In addition, look for water proofing systems, sump pumps, etc. in the basement; these systems can help to reduce the risk of water flooding in the basement but may not be able to eliminate water intrusion under all conditions. If a house needs water proofing measures, the cost can run into the thousands.

Proper insulation and ventilation in a home should not be overlooked; proper ventilation in a home is more important than most home buyers are aware of. Inadequate ventilation in an attic can result in accelerated deterioration of the structural roof deck; if this occurs, a major expense will be incurred to remove and replace the roofing shingles and roof deck, and in extreme cases, the roof rafters.

The condition of the paint surface on homes constructed prior to 1978 may contain lead paint which can be a problem if there is wide spread deterioration of the paint surface; your home inspector may suggest an X-ray evaluation of the paint surface for lead content. If you are planning renovation of walls, etc. after you move in, lead paint is an issue to consider.

Structural

Bulges, deflections, and other irregularities in the roof framing, exterior wall framing, and interior framing, or cracks in the foundation wall may indicate a serious structural problem that may be the result of poor structural design, poor construction techniques, improper structural alteration, water damage, or termite damage. Jacking up a house to replace damaged structural components, or underpinning a defective foundation wall is a major expense.

Deferred Maintenance

Be very careful of homes where deferred maintenance is clearly evident; if a home has been poorly maintained and there are obvious problems, proceed with extreme caution, this could be your worst nightmare where you wake up in the middle of the night screaming. If there are obvious problems, imagine what you can’t see.

Be careful of homes where there is obvious plumbing and electrical work, as well as structural additions and renovations, that were not professionally installed and were most likely installed by the home owner; correcting these defects can cost thousands of dollars.

Electrical

First, the inspector should determine the size of the service to determine if it meets current standards; bringing an upgraded electrical service into a home can cost one thousand dollars. The electrical system should then be checked by removing the cover from the electric service panel. Once the wiring is exposed, the inspector looks for problems in the panel such as burned wiring, overfused circuits (the fuse or circuit breaker is too large for the wire size), improper wiring connections, openings in the panel (where a child can put their finger into the panel), home owner installed wiring, etc. In addition to checking for an adequate quantity of electrical switches and convenience outlets in the house, the outlets should be checked for open ground and wiring reversal conditions. Throughout the house, dead ended wiring and exposed wiring should be on the list of defects to look for. Homes wired in the mid 60’s to mid 70’s may have aluminum wiring and if so, the inspector should determine if an approved retrofit has been installed at the wiring connections; if not, a potential fire safety hazard exists. If the home is very old, it may have knob and tube wiring, this is ancient wiring and may be hazardous. Extensive wiring replacement can cost thousands of dollars.

Plumbing

First, the home inspector should determine the type of pipe that supplies water to the house from the municipal main in the street. Be wary of old lead and galvanized steel water supply pipes, replacement costs thousands of dollars. Be sure that your home inspector checks the piping distribution in the house for type of material and condition looking for deterioration, incompatible piping materials, and leaks. Your inspector should carry a moisture meter to evaluate any suspect plaster or wall board on the ceilings and walls caused by water leaks; replacing the piping network in the walls and ceilings is a major expense that can cost thousands of dollars. Be sure that the inspector checks all of the fixtures and faucets for proper operation, and also checks tiled bathtub and shower enclosures for integrity. Replacement of tiling in a bathroom, or replacement of a shower pan can cost a couple of thousand dollars.

Heating And Air-Conditioning

Look out for that old clunker that used to fire coal, it will consume fuel faster than you can feed it; plan on replacing it with a modern efficient heating system. Other problems include defective furnace heat exchangers, this type of problem is not always easy to uncover and usually means that the furnace will require replacement and this can cost three to four thousand dollars. Boilers that are starting to leak will also require replacement and a typical cost is three to five thousand dollars; your inspector should look for these major defects. In addition, your inspector should be sure that the heat distribution is satisfactory and that the heat distribution piping or ductwork is in good condition. Safety concerns such as defective controls, inoperative emergency switches, and evidence of past malfunctions and carbon monoxide emissions must be carefully investigated by the inspector. Be careful of special problems associated with radiant floor heating and other less common systems.

The inspector should advise you to have underground oil storage tanks tested for integrity; a leaking underground oil storage tank can cause thousands of dollars of environmental damage. Another environmental concern is the existence of insulation that may contain asbestos and is especially hazardous if the material is friable. The inspector should advise you to have any suspect material laboratory tested.

The home inspector should test the central air-conditioning system to be sure that it is cooling properly; replacement of an air-conditioning compressor can cost two to five thousand dollars.

Credit to Online Sources:
www.inspectamerica.com